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Product spotlight - Unsecured personal loans

AUD$40.91 (excl. GST)
AUD$40.91 (excl. GST)

As we close the first decade of national regulation of consumer credit in Australia and look forward to the next one, why not celebrate how far the sector has come?

Consumers from across the income spectrum and for various purposes can generally access some form of credit.

On that note, we thought it would be a worthwhile occasion to examine the diverse range of commonly used unsecured lending products available to consumers – personal loans, credit cards, and buy now pay later schemes.

Sure, there are licensing, responsible lending, and disclosure obligations to meet. But whether your customers need to borrow money or use credit sensibly as part of their financial management, we’d like to think you’ll enjoy our tour of what’s around and be inspired to consider how you could become an even more effective financial partner to your customers.

Learning outcomes:

On completion of this course, you should be able to:

  • Identify the primary laws that govern the unsecured lending sector
  • Describe how large loans and long term credit products are defined and designed, and demonstrate how target consumers might use them
  • Discuss the benefits and risks of using credit cards and personal loans as part of a debt consolidation strategy
  • Compare the specifications and features of unsecured lending products to determine which might be most suitable in a given consumer scenario
  • Explain the general and product-specific requirements that govern the conduct of credit licensees operating in the unsecured lending sector.


This contributes 4 hours towards CPD.

As we close the first decade of national regulation of consumer credit in Australia and look forward to the next one, why not celebrate how far the sector has come?

Consumers from across the income spectrum and for various purposes can generally access some form of credit.

On that note, we thought it would be a worthwhile occasion to examine the diverse range of commonly used unsecured lending products available to consumers – personal loans, credit cards, and buy now pay later schemes.

Sure, there are licensing, responsible lending, and disclosure obligations to meet. But whether your customers need to borrow money or use credit sensibly as part of their financial management, we’d like to think you’ll enjoy our tour of what’s around and be inspired to consider how you could become an even more effective financial partner to your customers.

Learning outcomes:

On completion of this course, you should be able to:

  • Identify the primary laws that govern the unsecured lending sector
  • Describe how large loans and long term credit products are defined and designed, and demonstrate how target consumers might use them
  • Discuss the benefits and risks of using credit cards and personal loans as part of a debt consolidation strategy
  • Compare the specifications and features of unsecured lending products to determine which might be most suitable in a given consumer scenario
  • Explain the general and product-specific requirements that govern the conduct of credit licensees operating in the unsecured lending sector.