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Managing personal finances using credit

AUD$40.91 (excl. GST)
AUD$40.91 (excl. GST)

Consumer preferences are evolving when it comes to how they pay for their purchases. But credit still has a place and lenders can help customers better manage their money. Come aboard our tour of personal credit solutions, including small and medium amount credit contracts, personal loans, buy now pay later, instalment plan credit cards, and debt consolidation

Learning outcomes:

On completion of this topic, you should be able to:

  •  Identify the primary laws that govern the unsecured lending sector
  • Outline how small loans and short term credit products are defined and designed, and illustrate how target consumers might use them
  • Describe how large loans and long term credit products are defined and designed, and demonstrate how target consumers might use them
  • Discuss the benefits and risks of using credit cards and personal loans as part of a debt consolidation strategy
  • Compare the specifications and features of unsecured lending products to determine which might be most suitable in a given consumer scenario
  • Explain the general and product-specific requirements that govern the conduct of credit licensees operating in the unsecured lending sector.



This contributes 4 hours towards CPD.

Consumer preferences are evolving when it comes to how they pay for their purchases. But credit still has a place and lenders can help customers better manage their money. Come aboard our tour of personal credit solutions, including small and medium amount credit contracts, personal loans, buy now pay later, instalment plan credit cards, and debt consolidation

Learning outcomes:

On completion of this topic, you should be able to:

  •  Identify the primary laws that govern the unsecured lending sector
  • Outline how small loans and short term credit products are defined and designed, and illustrate how target consumers might use them
  • Describe how large loans and long term credit products are defined and designed, and demonstrate how target consumers might use them
  • Discuss the benefits and risks of using credit cards and personal loans as part of a debt consolidation strategy
  • Compare the specifications and features of unsecured lending products to determine which might be most suitable in a given consumer scenario
  • Explain the general and product-specific requirements that govern the conduct of credit licensees operating in the unsecured lending sector.


Courses

Managing personal finances using credit

This course is available for purchase through the store. The store can be found on the left hand side of this page.

Price: $79.00 (GST inclusive).


Consumer preferences are evolving when it comes to how they pay for their purchases. But credit still has a place and lenders can help customers better manage their money. Come aboard our tour of personal credit solutions, including small and medium amount credit contracts, personal loans, buy now pay later, instalment plan credit cards, and debt consolidation.

Learning objectives:

  • Identify the primary laws that govern the unsecured lending sector
  • Outline how small loans and short term credit products are defined and designed, and illustrate how target consumers might use them
  • Describe how large loans and long term credit products are defined and designed, and demonstrate how target consumers might use them
  • Discuss the benefits and risks of using credit cards and personal loans as part of a debt consolidation strategy
  • Compare the specifications and features of unsecured lending products to determine which might be most suitable in a given consumer scenario
  • Explain the general and product-specific requirements that govern the conduct of credit licensees operating in the unsecured lending sector


If you haven't already purchased this course, please go to the store to purchase.